Terms of Use

1) Who we are

Chester Financial LLC ("Chester," "we," "us"). We are licensed by the Connecticut Department of Banking as a Mortgage Correspondent Lender and we operate as a mortgage broker. We arrange loans with third‑party lenders at your direction. Services are available in Connecticut only. NMLS Consumer Access.

2) Acceptance of these Terms

By accessing or using this website (the "Site"), you agree to these Terms of Use. If you do not agree, do not use the Site. We may update these Terms from time to time; the "Last updated" date above reflects the current version.

3) Eligibility & acceptable use

• Intended for individuals aged 18+ located in the United States.
• Use the Site only for lawful purposes and in accordance with these Terms.
• Do not attempt to interfere with the Site’s security, reverse engineer code, or scrape content without permission.
• Content on the Site is for general, informational purposes and does not replace lender disclosures, application forms, or written agreements.

4) No mortgage offer or advice

Not a commitment to lend. Nothing on the Site is a loan offer, loan approval, rate lock, or commitment to lend. Any financing is subject to the terms, conditions, and underwriting of third‑party lenders.

No legal, tax, or financial advice. Information on the Site is provided for general educational purposes. You should consult your own advisors for advice specific to your situation.

5) Rates, calculators & examples

Any rates, payments, or examples shown are estimates for illustration only, subject to change at any time, and may vary based on lender guidelines and your qualifications. Unless stated otherwise, payment examples reflect principal and interest only and exclude taxes, insurance, and HOA dues.

6) Intellectual property

The Site and its content (text, graphics, logos) are owned by Chester or our licensors and are protected by law. We grant you a limited, non‑exclusive, non‑transferable license to view and use the Site for personal, non‑commercial purposes. No other rights are granted.

7) Third‑party links & tools

The Site may link to third‑party websites or use embedded tools (e.g., maps, calculators). We do not control or endorse third‑party content and are not responsible for their practices or policies. Your use of third‑party sites is at your own risk.

8) Privacy, cookies & communications

• Our Website Privacy Policy explains how we collect and use information on the public Site.
• Manage non‑essential cookies and targeted advertising via Your Privacy Choices. We honor qualifying Global Privacy Control signals as required.
• Our SMS Terms govern our texting program. Do not send sensitive personal information by text or email.
• For applicants/customers, handling of nonpublic personal information is described in our GLBA Privacy Notice (PDF).

9) Equal Housing & non‑discrimination

Equal Housing Opportunity. We do not discriminate on the basis of race, color, religion, national origin, sex (including gender identity and sexual orientation), marital status, age, because all or part of your income is from public assistance, or because you have in good faith exercised any right under the Consumer Credit Protection Act.

10) Disclaimers & limitation of liability

The Site is provided on an “as is” and “as available” basis without warranties of any kind. To the fullest extent permitted by law, Chester disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non‑infringement.

To the fullest extent permitted by law, Chester will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or data, arising out of or related to your use of the Site.

11) Indemnification

You agree to indemnify and hold harmless Chester from and against claims, losses, liabilities, damages, and expenses (including reasonable attorneys’ fees) arising out of your violation of these Terms or misuse of the Site.

12) Governing law & venue

These Terms are governed by the laws of the State of Connecticut, without regard to its conflict‑of‑law principles. You agree to the exclusive jurisdiction and venue of state and federal courts located in Connecticut for any dispute arising from the Site or these Terms.

13) Changes to the Site or Terms

We may update, suspend, or discontinue any part of the Site at any time. We may update these Terms from time to time and will post the new date above. Your continued use of the Site after changes means you accept the updated Terms.

14) Contact